Bone and Joint Hospital at St. Anthony knows that everyone's life situation is unique and our FlexCare benefit package provides you with options to meet your personal needs. Select from medical, dental, vision, life, accidental death and dismemberment, dependent term life, long term disability, short term disability, supplemental life and long term care insurance. Our wellness package also includes a YMCA membership at greatly reduced rates.
Some benefits provide an opt-out option that pays you a small premium for not participating in the plan.
Qualifying for Benefits
Employees working a minimum of 24 hours per week may enroll in FlexCare and coverage begins on the first of the month following 30 days of employment.
You may also cover an adult (who may not be your spouse) in addition to yourself on our medical, dental, and/or vision insurance plans.
Tobacco Free Payments
As an incentive to stay tobacco free, employees who participate in the medical plan receive $60 per year for being tobacco free.
Medical Care Options
|
Plan Name
|
Annual
Deductible
(Individual/Family) |
Coverage
|
|
Saints Care 1000 |
$1,000 / $2,000 |
Saints provider: $20 office co-pay; specialists and other expenses paid at 90% after deductible
Oklahoma Health Network provider: 65% after deductible |
|
Saints Care 500 |
$500 / $1,000 |
Saints provider: $15 office co-pay; specialists and other expenses paid at 90% after deductible
Oklahoma Health Network provider: 65% after deductible |
|
Saints Care 250 |
$250 / $500 |
Saints provider: $10 office co-pay; specialists and other expenses paid at 90% after deductible
Oklahoma Health Network provider: 65% after deductible |
|
Prescription card for all options: $6 generic, $20 formulary, $40 non-formulary |
|
Opt-out payment available. |
Dental Care Options
|
|
Low Option |
High Option |
|
Annual Deductible |
$100 per person |
$50 per person |
|
Preventive Care |
Paid at 100% with no deductible |
Paid at 100% with no deductible |
|
Basic Restoration |
Paid at 50% after deductible |
Paid at 80% after deductible |
|
Major Restoration |
Paid at 50% after deductible |
Paid at 50% after deductible |
|
Orthodontics |
Not covered |
Paid at 50% after deductible |
|
Enrollment requires two years of participation. Opt-out payment available. |
Vision Care Options
|
|
Low Option |
High Option |
|
Optometrist Exam (every 12 months) |
$10 co-pay in network |
$10 co-pay in network |
|
Lenses (every 12 months) |
Not covered |
$25 co-pay in network |
|
Contact Lenses (every 12 months) |
Not covered |
$0 co-pay with $120 allowance |
|
Standard Frames (every 24 months) |
Not covered |
$25 co-pay |
|
Additional benefits may apply with participating out of network providers. |
|
Enrollment requires two years of participation. |
Life and Dependent Life Options
|
Coverage |
Employee Cost |
|
Employee life at one times annual salary |
No cost |
|
Employee may select life amounts of two, three or four times annual salary |
Rates vary with employee age and rate of pay |
|
Dependent Life
$5,000 spouse / $1,000 per child
$15,000 spouse / $2,000 per child
$25,000 spouse / $3,000 child |
Rates per paycheck
$0.80
$2.36
$3.92 |
Disability
|
Type of Coverage |
Employee Cost |
|
Long term disability at 60% earnings |
No cost |
|
Long term disability at 50% of weekly earnings |
No cost and has a rebate benefit for selecting the lower option |
|
Short term disability |
Cost varies with employee age and rate of pay |
Flexible Spending Accounts
|
Health Care Spending Account |
Maximum contribution of $3,000 annually |
|
Dependent Care Spending Account |
Maximum contribution of $5,000 annually |
|
Medical and dental claims are filed automatically for expenses covered under the plans. |
Fitness
A gym membership to the Mid-Town YMCA is available to ALL employees and their families. The membership allows access to all metro area YMCAs.
|
Membership |
Employee Cost |
|
Family joining fee |
$26.50 (one time only) |
|
Family dues |
$13.11 per pay period |
|
Individual joining fee |
$17.50 (one time only) |
|
Individual dues |
$8.72 per pay period |
Retirement
|
Plan |
Benefit |
Requirements |
|
Pension plan (defined benefit) |
Varies with length of service and income during the last 10 years of employment |
1000 hours per year
100% vesting after five years of employment |
|
403(b) |
Employer match of up to 1.5% |
500 hours per year
100% vesting in employer match after three years of employment |
Paid Time Off
(Vacation, sick and holiday pay)
|
Years of Service |
Number of Days |
|
0 through 4 years |
24 days |
|
Greater than 4 years |
29 days |
|
Greater than 9 years |
31 days |
|
Greater than 14 years |
34 days |
Extended Medical Benefit
(EMB)
This program provides compensation for wages lost when employees take extended time off (greater than five days) due to a serious illness or injury that is not work related. Accrual rate is 40 hours per year with a maximum accrual of 480 hours.
Other Benefits
Cafeteria discounts
Education assistance
Hospital discounts
Health assessments
Credit Union membership
Employee Assistance Program
Gift shop discounts