Benefits 

Bone and Joint Hospital at St. Anthony knows that everyone's life situation is unique and our FlexCare benefit package provides you with options to meet your personal needs.  Select from medical, dental, vision, life, accidental death and dismemberment, dependent term life, long term disability, short term disability, supplemental life and long term care insurance.  Our wellness package also includes a YMCA membership at greatly reduced rates. 

Some benefits provide an opt-out option that pays you a small premium for not participating in the plan.

Qualifying for Benefits
Employees working a minimum of 24 hours per week may enroll in FlexCare and coverage begins on the first of the month following 30 days of employment.

You may also cover an adult (who may not be your spouse) in addition to yourself on our medical, dental, and/or vision insurance plans. 

Tobacco Free Payments
As an incentive to stay tobacco free, employees who participate in the medical plan receive $60 per year for being tobacco free.


Medical Care Options


Plan Name

Annual
Deductible
(Individual/Family)


Coverage

Saints Care 1000

$1,000 / $2,000

Saints provider: $25 office co-pay; specialists and other expenses paid at 90% after deductible
Oklahoma Health Network provider: 65% after deductible

Saints Care 500

$500 / $1,000

Saints provider: $25 office co-pay; specialists and other expenses paid at 90% after deductible
Oklahoma Health Network provider:  65% after deductible

Saints Care 250

$250 / $500

Saints provider: $20 office co-pay; specialists and other expenses paid at 90% after deductible
Oklahoma Health Network provider: 65% after deductible

Prescription card for all options:  $6 generic, $20 formulary, $40 non-formulary

Opt-out payment available.

You may also cover an adult in addition to yourself on our medical, dental, and/or vision insurance plans who may not be your spouse through our “legally domiciled adult coverage.” Changes may be made annually to your medical insurance coverage during open enrollment. A prescription drug program is included in all options listed above and includes a copay of $8.00-$60.00, based on the prescription. After one year of employment, and meet certain income requirements employees may receive a 50% discount on medical premiums if they also participate in our LiveWell programs and earn 300 wellness points annually.


Dental Care Options

 

Low Option

High Option

Annual Deductible

$100 per person

$50 per person

Preventive Care

Paid at 100% with no deductible

Paid at 100% with no deductible

Basic Restoration

Paid at 50% after deductible

Paid at 80% after deductible

Major Restoration

Paid at 50% after deductible

Paid at 50% after deductible

Orthodontics

Not covered

Paid at 50% after deductible

Enrollment requires two years of participation.  Opt-out payment available.


 
Vision Care Options

 

Low Option

High Option

Optometrist Exam (every 12 months)

$10 co-pay in network

$10 co-pay in network

Lenses (every 12 months)

Not covered

$25 co-pay in network

Contact Lenses (every 12 months)

Not covered

$0 co-pay with $120 allowance

Standard Frames (every 24 months)

Not covered

$25 co-pay

Additional benefits may apply with participating out of network providers.

Enrollment requires two years of participation. 


Life and Dependent Life Options

Coverage

Employee Cost

Employee life at one times annual salary

No cost

Employee may select life amounts of  two, three or four times annual salary

Rates vary with employee age and rate of pay

Dependent Life
$5,000 spouse / $1,000 per child
$15,000 spouse / $2,000 per child
$25,000 spouse / $3,000 child

Rates per paycheck
$0.80
$2.36
$3.92


Disability

Type of Coverage

Employee Cost

Long term disability at 60% earnings

No cost

Long term disability at 50% of weekly earnings

No cost and has a rebate benefit for selecting the lower option

Short term disability

Cost varies with employee age and rate of pay


Flexible Spending Accounts

Health Care Spending Account

Maximum contribution of $3,000 annually

Dependent Care Spending Account

Maximum contribution of $5,000 annually

Medical and dental claims are filed automatically for expenses covered under the plans.


Fitness

A gym membership to the Mid-Town YMCA is available to ALL employees and their families.  The membership allows access to all metro area YMCAs.

Membership

Employee Cost

Family joining fee

$26.50 (one time only)

Family dues

$13.11 per pay period

Individual joining fee

$17.50 (one time only)

Individual dues

$8.72 per pay period


Retirement

Plan

Benefit

Requirements

Pension plan (defined benefit)

Varies with length of service and income during the last 10 years of employment

1000 hours per year
100% vesting after five years of employment

403(b)

Employer match of up to 1.5%

500 hours per year
100% vesting in employer match after three years of employment

Retirement Benefit
A Defined Benefit Retirement Plan, paid entirely by St. Anthony Hospital, is automatically in effect after one (1) year of at least 1,000 hours of service for employees age 18 and older.

Paid Time Off
A D(Vacation, sick and holiday pay)

Years of Service

Number of Days

0 through 4 years

24 days

Greater than 4 years

29 days

Greater than 9 years

31 days

Greater than 14 years

34 days


Extended Medical Benefit
(EMB)

This program provides compensation for wages lost when employees take extended time off (greater than five days) due to a serious illness or injury that is not work related.  Accrual rate is 40 hours per year with a maximum accrual of 480 hours.

Other Benefits

Cafeteria discounts
Education assistance
Hospital discounts
Health assessments
Credit Union membership
Employee Assistance Program
Gift shop discounts